Al writes from Hainesport, New Jersey: "Will I be able to apply for, and receive, a 10% federal tax credit for 2007 if I have my attic insulated before 31 December 2007?"

Answer: That's my understanding but I'm no tax cat. For detailed information, check with your tax preparer or the Internal Revenue Service (IRS). The U.S. Department of Energy (DOE) also has information about Tax Breaks on its website.